In the coming weeks the President is going to be addressing Education and how the Federal Government can improve the quality of education your child or children receive. The President wants to throw more money at “No Child Left Behind”, and give more power to the local school systems. Is this what is needed? Will it work? Or should we be totally rethinking how we as a country approach education?
The answer starts with defining what an education is; with understanding the needs of the individual child, and should be the responsibility of the parent not the State or Federal Government. After all who knows your child best, who is most concerned about the development of your child; you of course. So you should have the most say in the education your child receives.
Yes, yes I hear all of you screaming about those parents who do not care about their child and his or hers education or welfare for that matter. But I maintain that my rights as a parent should not be infringed upon because of the shortcomings of a small minority of parents, those parents should be punished and you and I should be left to do our jobs as parents without government interference.
So, what is an education? Webster defines education as; the action or process of educating or of being educated. But what does that really mean? Simply put it is the time and effort taken by a person to learn a subject, set of subjects, or skills of a trade. It involves everything in life that you have to take time to watch, read, or be instructed in order to learn. Education is a lifelong process that one should never end until you breath your last breath.
What an education is not, is the “assembly line” production method of having students memorize facts and formulas to be reproduced for a test and then forgotten, which is used by all public schools and a few private schools today. We must see education as more than a one dimensional problem, as more than a one size fits all solution. We must look outside the box for answers; we must actually look at our past for unique answers. Starting with our Founding Father, Thomas Edison, the Wright Brother, Henry Ford, Albert Einstein, and many other successful men like them. Read about them and see how they were educated. You will be surprised by what you learn.
Over the next several weeks I will be addressing education from several different angles, giving you different things to think about, different options to consider, different answers you will not hear anywhere else. I will tell you my story of the public school system failing to recognize my education needs and challenges. I will talk about the many different education options available to you today without any Education Reform. And I will shock you with how simple and affordable true Education Reform can and should be.
I hope you will join me as I reveal the secrets to not just a good education, but a great one.
Gerald
Monday, March 29, 2010
Wednesday, March 24, 2010
China – The Consumer Nation
February marked the first time since China started exporting manufactured goods that China has experienced a trade deficit. China has crossed the threshold from being a producer nation to being a consumer nation, and there is no turning back.
The westernization of China is nearing completion. We, the United States, started in the late 1950’s taking advantage of the low worker wages in China, and we have continued for almost 60 years. But China has changed over the years. The people of China started liking and wanting the products they manufactured. They demanded higher wages to afford the niceties. Then Hong Kong was returned to China control, and the inhabitance of Hong Kong would not surrender their western freedoms. These western ideals spread to Beijing and other large cities. China now has an emerging middle class. The emergence of the middle class will cause wages to increase even more, to the point that most countries will find it no longer practical to import goods from China. Then the westernization of China will be complete. Then what country will the world exploit to get its goods produced cheaply? Who will be the next China?
The answer is not simple or safe. India is out, they are the World’s out source for customer service not manufacturing. South America is already well on its way to modernization. That leaves the poor countries of the Middle East, and the unstable countries of Central and Western Africa. However the Middle Eastern countries hold many problems with the restrictions on the products they will produce due to their religious beliefs. While the corrupt and unstable governments of the African nations hold many safety, and investment loss issues to deal with. In short there is no good option at present to replace China as the world export mecca.
Replacing China is not a pressing issue today in the headlines, but I assure you that thousands of companies producing products in China today are already hunting a new location for their product. These companies have read the signs of the coming need to relocate, and they do not want to be a product without a cheap country to exploit.
Gerald
The westernization of China is nearing completion. We, the United States, started in the late 1950’s taking advantage of the low worker wages in China, and we have continued for almost 60 years. But China has changed over the years. The people of China started liking and wanting the products they manufactured. They demanded higher wages to afford the niceties. Then Hong Kong was returned to China control, and the inhabitance of Hong Kong would not surrender their western freedoms. These western ideals spread to Beijing and other large cities. China now has an emerging middle class. The emergence of the middle class will cause wages to increase even more, to the point that most countries will find it no longer practical to import goods from China. Then the westernization of China will be complete. Then what country will the world exploit to get its goods produced cheaply? Who will be the next China?
The answer is not simple or safe. India is out, they are the World’s out source for customer service not manufacturing. South America is already well on its way to modernization. That leaves the poor countries of the Middle East, and the unstable countries of Central and Western Africa. However the Middle Eastern countries hold many problems with the restrictions on the products they will produce due to their religious beliefs. While the corrupt and unstable governments of the African nations hold many safety, and investment loss issues to deal with. In short there is no good option at present to replace China as the world export mecca.
Replacing China is not a pressing issue today in the headlines, but I assure you that thousands of companies producing products in China today are already hunting a new location for their product. These companies have read the signs of the coming need to relocate, and they do not want to be a product without a cheap country to exploit.
Gerald
Tuesday, March 23, 2010
The US Senate – The Fly In The Healthcare Ointment
The House has passed the Senate Healthcare Bill, and separately passed a package of amendments to the Bill to be sent to the Senate for approval. But what if the Senate decides to not consider these amendments? What if the GOP mounts a successful filibuster? THEN WHAT?
Months ago when the Senate passed its Bill, the Senate was unwilling to negotiate with the House in Conference Committee. Now there is nothing to stop the Senate from allowing their Bill to be signed into Law by the President, and then simply ignore the House Amendments. The House has passed the Senate Bill without any changes, and sent it to the President to be signed. This is the process the Constitution calls for. And the Senate would not be wrong if they ignored the House Amendments.
Why? You ask. Simple The Constitution states that both houses of Congress must pass an identical bill, which is then presented to the President to be signed. The House did not like the Senate Bill, the House wanted changes. What was supposed to happen is the House was supposed to Amend the Bill to reflect the changes the House wanted, and then send the Bill back to the Senate to be voted on for agreement, before sending the completed bill to the President. Of course this is not what happened. The system, which has worked for more than 200 years, was taking too long for the President and the Party in control of Congress to get what they wanted, so they decided to work outside the rules to get this Bill and a host of amendments passed separately; all in the name of the “good of the American people".
Now we have a Bill passed by both houses of Congress and signed into law by the President with all these amendments waiting on the Senate to approve to make the House happy. The Senate for its part was already happy, and their Bill is now law. So what reason do they have for any further debate? NONE!
Or the Senate could take up the amendments from the House, and the Republicans block a vote by the full Senate. Then we would again be without the House amendments making the, now Law, complete.
If the Senate fails to pass the House Amendments, the scenarios are too numerous to consider.
No matter the outcome we as a country have ventured down a path that our forefather took such great care to help us avoid. The Constitutional questions this bill and amendments present our country, and our Judiciary, are mind boggling.
What Pandora’s Box have we opened, and can we ever get it closed again?
Call and tell Congress this cannot happen again; I have!
Gerald
Months ago when the Senate passed its Bill, the Senate was unwilling to negotiate with the House in Conference Committee. Now there is nothing to stop the Senate from allowing their Bill to be signed into Law by the President, and then simply ignore the House Amendments. The House has passed the Senate Bill without any changes, and sent it to the President to be signed. This is the process the Constitution calls for. And the Senate would not be wrong if they ignored the House Amendments.
Why? You ask. Simple The Constitution states that both houses of Congress must pass an identical bill, which is then presented to the President to be signed. The House did not like the Senate Bill, the House wanted changes. What was supposed to happen is the House was supposed to Amend the Bill to reflect the changes the House wanted, and then send the Bill back to the Senate to be voted on for agreement, before sending the completed bill to the President. Of course this is not what happened. The system, which has worked for more than 200 years, was taking too long for the President and the Party in control of Congress to get what they wanted, so they decided to work outside the rules to get this Bill and a host of amendments passed separately; all in the name of the “good of the American people".
Now we have a Bill passed by both houses of Congress and signed into law by the President with all these amendments waiting on the Senate to approve to make the House happy. The Senate for its part was already happy, and their Bill is now law. So what reason do they have for any further debate? NONE!
Or the Senate could take up the amendments from the House, and the Republicans block a vote by the full Senate. Then we would again be without the House amendments making the, now Law, complete.
If the Senate fails to pass the House Amendments, the scenarios are too numerous to consider.
No matter the outcome we as a country have ventured down a path that our forefather took such great care to help us avoid. The Constitutional questions this bill and amendments present our country, and our Judiciary, are mind boggling.
What Pandora’s Box have we opened, and can we ever get it closed again?
Call and tell Congress this cannot happen again; I have!
Gerald
Monday, March 15, 2010
Health Care Reform – Washington Not Addressing the Real Problem
For more than a year Congress has argued, fussed, accused, demanded, and spread general rhetoric over the Health Care debate, and has manages to not once actually address the real problems in our health care system which need to be fixed. One of those issues is the problem of hospitals and doctors over charging for their services, and I recently experienced this problem first hand.
Three weeks ago I had to take one of my employees to the emergency room of our local hospital to be examined after being injured on the job. The employee’s injuries were in no life threatening. We spent six hours at the hospital while the doctor ordered a series of ex-rays and MRIs to be performed. In the end my employee was told he has a sprained wrist, and a bad bruise on the back of his head. He returned to work the next day.
Last week I nearly fell out of my chair when I received the hospital bill of more than $11,800.00 and the doctor’s bill for $3,900.00. I was shocked to say the least. I knew the bills would not be cheap, but I never dreamed the bills would exceed $15,000.00. I was enraged by these bills. I wanted to scream at the hospital, and the doctor. There were no broken bones, no need of stitches, no over-night stay, this was out-n-out highway robbery, and I was going to let the hospital know what I thought of them.
After giving myself a couple of days to get over being angry so I could ensure that I could convey my message to the hospital without yelling I called and spoke with the hospital’s Patient Relations Supervisor. The supervisor was very patient, and listened to my objection to the outrageousness of the bill. Once I finished the supervisor informed me that since this was a Worker Comp. Injury and would be handled by my insurance company, the hospital was discounting the bill to the insurance company down to $2,600.00. On the one hand I was thrilled that the amount owed had been lowered, but on the other I was even madder than before. Just to make sure I heard the supervisor correctly, I asked. “So let me get this strait, because an insurance company is involved, the bill will only be $2,600.00, but if I did not have insurance the bill would be the $11,800?” The supervisor told me that I had heard correctly. I then spent the next ten minutes wasting my time explaining, to the hospital supervisor, all of the ways that their billing practices were simply wrong, and bordered on legalized theft. I have been told that I can expect a similar discount form the doctor, but I have not yet had this confirmed.
Let me break this issue down for you, and point out all of the ways the hospitals, doctors, and insurance companies work together to try and force you to buy health insurance, while lining their pockets with huge profits.
The hospitals like insurance companies because they insure the hospital will collect the majority of their funds quickly and will only have to worry about collecting a small portion form the patient. With this in mind the hospitals and doctors have conspired with the insurance companies to encourage you and I to purchase health insurance. The hospitals and doctors now inflate their bills for services by 500 to 600 percent, present the bill to you. If you have insurance, you’re insurance company, going along with the plan, then requests and receives a sizeable discount on your behalf bring the bill down to the actual amount that should have been billed in the first place. By doing this the insurance can show you the insured, that they are working hard for you and saving you money. However if you do not have insurance, then you are forced to pay, without discount, the highly inflated bill for the treatment you received. And if you are unable to pay the over inflated, undiscounted bill, then you have to file bankruptcy, and the hospital gets to legally write-off the overstated bill as a loss and deduct the loss on the hospital’s taxes. To further their cause the hospitals, doctors, and insurance companies all pay millions every year to lobbyist to lie and convince Congress that the problem is that not enough Americans have insurance. Congress being the lazy entity that it is, and has failed to fully investigate and analyze the problem. Therefore this and many other issues in the Health Care problem are not being addressed by the current Health Care Bill; nor have any of the amendments that have been offered, by either party, to the Bill.
Now Congress is so happy that the hospitals, doctors, and insurance companies all support the Health Care Reform Bill, and it is no wonder that they do. The insurance companies know that the Federal Government will have to have the insurance industry underwrite the Government’s Plan, and all three will be able to continue the operate their over inflated billing racket and have it legitimized by the Federal Government.
We must speak out my friends. We all must tell Congress that we will no longer put up with flimflam bills that do not address the core issues of a problem; that We the People demand to get our monies worth from their representation.
Speak out my friends, and be heard; do not let the rhetoric of Washington drown out your voice. To remain silent, is to say you don’t care what happens.
Gerald
Three weeks ago I had to take one of my employees to the emergency room of our local hospital to be examined after being injured on the job. The employee’s injuries were in no life threatening. We spent six hours at the hospital while the doctor ordered a series of ex-rays and MRIs to be performed. In the end my employee was told he has a sprained wrist, and a bad bruise on the back of his head. He returned to work the next day.
Last week I nearly fell out of my chair when I received the hospital bill of more than $11,800.00 and the doctor’s bill for $3,900.00. I was shocked to say the least. I knew the bills would not be cheap, but I never dreamed the bills would exceed $15,000.00. I was enraged by these bills. I wanted to scream at the hospital, and the doctor. There were no broken bones, no need of stitches, no over-night stay, this was out-n-out highway robbery, and I was going to let the hospital know what I thought of them.
After giving myself a couple of days to get over being angry so I could ensure that I could convey my message to the hospital without yelling I called and spoke with the hospital’s Patient Relations Supervisor. The supervisor was very patient, and listened to my objection to the outrageousness of the bill. Once I finished the supervisor informed me that since this was a Worker Comp. Injury and would be handled by my insurance company, the hospital was discounting the bill to the insurance company down to $2,600.00. On the one hand I was thrilled that the amount owed had been lowered, but on the other I was even madder than before. Just to make sure I heard the supervisor correctly, I asked. “So let me get this strait, because an insurance company is involved, the bill will only be $2,600.00, but if I did not have insurance the bill would be the $11,800?” The supervisor told me that I had heard correctly. I then spent the next ten minutes wasting my time explaining, to the hospital supervisor, all of the ways that their billing practices were simply wrong, and bordered on legalized theft. I have been told that I can expect a similar discount form the doctor, but I have not yet had this confirmed.
Let me break this issue down for you, and point out all of the ways the hospitals, doctors, and insurance companies work together to try and force you to buy health insurance, while lining their pockets with huge profits.
The hospitals like insurance companies because they insure the hospital will collect the majority of their funds quickly and will only have to worry about collecting a small portion form the patient. With this in mind the hospitals and doctors have conspired with the insurance companies to encourage you and I to purchase health insurance. The hospitals and doctors now inflate their bills for services by 500 to 600 percent, present the bill to you. If you have insurance, you’re insurance company, going along with the plan, then requests and receives a sizeable discount on your behalf bring the bill down to the actual amount that should have been billed in the first place. By doing this the insurance can show you the insured, that they are working hard for you and saving you money. However if you do not have insurance, then you are forced to pay, without discount, the highly inflated bill for the treatment you received. And if you are unable to pay the over inflated, undiscounted bill, then you have to file bankruptcy, and the hospital gets to legally write-off the overstated bill as a loss and deduct the loss on the hospital’s taxes. To further their cause the hospitals, doctors, and insurance companies all pay millions every year to lobbyist to lie and convince Congress that the problem is that not enough Americans have insurance. Congress being the lazy entity that it is, and has failed to fully investigate and analyze the problem. Therefore this and many other issues in the Health Care problem are not being addressed by the current Health Care Bill; nor have any of the amendments that have been offered, by either party, to the Bill.
Now Congress is so happy that the hospitals, doctors, and insurance companies all support the Health Care Reform Bill, and it is no wonder that they do. The insurance companies know that the Federal Government will have to have the insurance industry underwrite the Government’s Plan, and all three will be able to continue the operate their over inflated billing racket and have it legitimized by the Federal Government.
We must speak out my friends. We all must tell Congress that we will no longer put up with flimflam bills that do not address the core issues of a problem; that We the People demand to get our monies worth from their representation.
Speak out my friends, and be heard; do not let the rhetoric of Washington drown out your voice. To remain silent, is to say you don’t care what happens.
Gerald
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